It's hard enough putting out fires at work and juggling endless meetings and deadlines, but what happens when you need insurance? When disaster strikes, you need to sort things out fast.

With OUTsurance it couldn't be easier:

• you get insurance by simply calling OUTsurance. No forms. No fuss...
• an advisor will give you a quote over the phone
• you'll have immediate cover
• claims are settled quickly and efficiently

For peace of mind you need car insurance, buildings cover for damage caused to your home and contents cover to protect your household belongings. Most insurance companies charge you an accumulative excess – a sneaky percentage of the value of your car – which could be as much as ten per cent of the value. With OUTsurance you'll only pay a flat excess.

However, you can always choose a higher excess in order to reduce your premium. And you can decide whether to cover your car for retail or market value – it's up to you. If your car is stolen, you won't have to wait six irritating weeks for your claim to be settled. Valid claims are paid timeously. And to ensure you aren't stuck without wheels, you can take out a hired-car option at minimal cost. OUTsurance offers you affordable premiums based on your individual profile, guaranteed for a year. Because you deal directly with OUTsurance, there are no forms, no fuss and no broker commission. If you remain claim-free for three years, OUTsurance will reward you with OUTbonus – a percentage on your premiums paid back in cash.

Business insurance … do you need it?

Business OUTsurance offers business owners a world first: direct cover. A 15-minute phone call will get you a quote for your business. Again – no forms, no fuss. And dealing directly with us means you save by not having to pay commission to a broker. This one-stop service also allows you to make changes to your cover and lodge claims.

All you need to do is call 08 600 60 000. Plus, OUTbonus – a ground-breaking benefit – rewards you for not claiming.

When you need help, simply call

There's no need to be stuck on your own with a broken-down car and no help in sight. Help@OUT is available when you need it – 24 hours a day, seven days a week. Roadside and home assistance Help@OUT will cover: accident breakdown tow-in service, safe storage of your car, flat tyres, flat battery, keys locked in your car and an empty fuel tank. Plus, if you break down and are stranded more than 50 kilometres from home, OUTsurance will help pay for hotel accommodation or transport to get you home. At home if you need a locksmith, electrician, plumber, builder, glazier or tree feller, simply call and the first hour of labour will be covered.

Simply call OUTsurance on 08 600 60 000 or click here to request an obligation-free quote.