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Not another boring "get your financial act together" story

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Instead of focusing on everything that can go wrong in your financial future, rather concentrate on what successes you can achieve.

Happy woman and piggy bank Image: Shutterstock

Women can hardly be blamed for glazed or rolled eyes when they see the words retirement and savings in the same sentence; their reaction is an act of self-preservation. The average financial story contains sleep inducing jargon and it’s often accompanied by a good deal of finger wagging and threats. After digesting these missives we are often left contemplating the prospects of living in a one roomed apartment, eating cereal for dinner and shopping at Boutique du Cheap in retirement.

We have been bombarded with so many negative stories about the dire consequences of not managing our money that we have become desensitised, fearful and a tad resentful.

Fear can be a great motivator; there is nothing like a rain spider or a rat to get us moving swiftly and with purpose. However using the fear factor to get people to make changes in their financial lives is not sustainable because it shifts the mind into the scarcity thinking zone, i.e. holding on to what they have for survival rather than thinking about how to make money grow. Making the switch to aspirational motivation; as in abundance thinking, focuses people on growing what they have and looking for opportunities to build wealth. There is a huge difference in mind set and the ensuing results. Saving and investing becomes fun and fulfilling rather than a drag.

So instead of focusing on what you may face if you don’t manage your money effectively, let’s have a look at what your payback will be when you achieve financial wellness.

Click here to find out how financial wellness will enrich your life.

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